Regional Credit Services
1201 Jefferson St Ste 150
Washington, MO 00006-3090
Regional Credit Services
Regional Credit Services is an Missouri collection agency. Missouri collection agencies can help businesses, medical practices and facilities that are creditors to collect their accounts receivable. Debt collection help might include; collection demand letters, debt collector phone calls, credit reporting to credit bureaus and legal proceedings including lawsuits.
As with any business, if you are considering hiring Regional Credit Services to collect your debts, you should contact their local Better Business Bureau and check their references.
You should be certain that Regional Credit Services is abiding by the Fair Debt Collection Practices Act (FDCPA), the main law that regulates collection agencies. You don’t want to damage your reputation or create a liability for you business by using a disreputable debt collector.
You might also want to find out if the Missouri Attorney General has taken any action against them for privacy violations or not abiding by collection agency regulations. You should also know that they are in compliance with all Missouri collections laws including (but not limited to):
- Missouri Collection Agency Bond & Licensing Rules
- Missouri Statute Of Limitations
- Missouri Interest Rates (to avoid usury)
- Missouri Wage Garnishment Exemptions
- Missouri Bad Check Laws (NSF)
Regional Credit Services
Unfortunately, you likely would need to respond to protect your rights. It sounds like the first company sold the account to cut their losses once they saw you were contesting the debt.
You will have to do the same for the second company. In this letter however, you should explain that the debt should not be sold to another collection agency, and that they paid for an account that was already disputed.
In addition, you should copy the letter to the original collection agency, the FTC and your state's Attorney General. You do not necessarily have to send those "carbon copy" letters, but it makes a loud statement on the primary letter to your collection agency. Good luck. It sounds like you are dealing with scoundrel collectors.