Valley Credit Service, Inc.
12907 Oak Hill Ave
Hagerstown, MD 21742-2914
Valley Credit Service, Inc.
Valley Credit Service, Inc. is an Maryland collection agency. Maryland collection agencies can help businesses, medical practices and facilities that are creditors to collect their accounts receivable. Debt collection help might include; collection demand letters, debt collector phone calls, credit reporting to credit bureaus and legal proceedings including lawsuits.
As with any business, if you are considering hiring Valley Credit Service, Inc. to collect your debts, you should contact their local Better Business Bureau and check their references.
You should be certain that Valley Credit Service, Inc. is abiding by the Fair Debt Collection Practices Act (FDCPA), the main law that regulates collection agencies. You don’t want to damage your reputation or create a liability for you business by using a disreputable debt collector.
You might also want to find out if the Maryland Attorney General has taken any action against them for privacy violations or not abiding by collection agency regulations. You should also know that they are in compliance with all Maryland collections laws including (but not limited to):
- Maryland Collection Agency Bond & Licensing Rules
- Maryland Statute Of Limitations
- Maryland Interest Rates (to avoid usury)
- Maryland Wage Garnishment Exemptions
- Maryland Bad Check Laws (NSF)
Valley Credit Service, Inc.
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