5150 E Pacific Coast Hwy Ste 770
Long Beach, CA 00009-0804
Cogent Financial is an California collection agency. California collection agencies can help businesses, medical practices and facilities that are creditors to collect their accounts receivable. Debt collection help might include; collection demand letters, debt collector phone calls, credit reporting to credit bureaus and legal proceedings including lawsuits.
As with any business, if you are considering hiring Cogent Financial to collect your debts, you should contact their local Better Business Bureau and check their references.
You should be certain that Cogent Financial is abiding by the Fair Debt Collection Practices Act (FDCPA), the main law that regulates collection agencies. You don’t want to damage your reputation or create a liability for you business by using a disreputable debt collector.
You might also want to find out if the California Attorney General has taken any action against them for privacy violations or not abiding by collection agency regulations. You should also know that they are in compliance with all California collections laws including (but not limited to):
- California Collection Agency Bond & Licensing Rules
- California Statute Of Limitations
- California Interest Rates (to avoid usury)
- California Wage Garnishment Exemptions
- California Bad Check Laws (NSF)