California Community Collections
14591 Newport Avenue, Suite 200
Tustin, CA 00009-2780
California Community Collections
California Community Collections is an California collection agency. California collection agencies can help businesses, medical practices and facilities that are creditors to collect their accounts receivable. Debt collection help might include; collection demand letters, debt collector phone calls, credit reporting to credit bureaus and legal proceedings including lawsuits.
As with any business, if you are considering hiring California Community Collections to collect your debts, you should contact their local Better Business Bureau and check their references.
You should be certain that California Community Collections is abiding by the Fair Debt Collection Practices Act (FDCPA), the main law that regulates collection agencies. You don’t want to damage your reputation or create a liability for you business by using a disreputable debt collector.
You might also want to find out if the California Attorney General has taken any action against them for privacy violations or not abiding by collection agency regulations. You should also know that they are in compliance with all California collections laws including (but not limited to):
- California Collection Agency Bond & Licensing Rules
- California Statute Of Limitations
- California Interest Rates (to avoid usury)
- California Wage Garnishment Exemptions
- California Bad Check Laws (NSF)
California Community Collections
Collection agencies are regulated by the Fair Debt Collection Practices Act. Click Here to link to the FDCPA.
I have a post on Debt Validation and how to deal with collection agencies. Click Here to read that post.
Basically, if the collection agency can't produce an original, certified copy of the Note with your signature on it, they must stop collection activity and cannot report any derogatory information on your credit report. You may need an attorney to fight this if they try to report on your credit or sue you but the same rules apply… no evidence of debt, no collection.
You might also look into sending a Qualified Written Request to the servicer of record and the originator to request information and dispute the amount that they say you owe. If you need help with this, you can contact me. My info is on the “Contact Author” page.