Columbia Credit Services, Inc
1731 Howe Ave Ste 360
Sacramento, CA 95825-2209
Columbia Credit Services, Inc
Columbia Credit Services, Inc is an California collection agency. California collection agencies can help businesses, medical practices and facilities that are creditors to collect their accounts receivable. Debt collection help might include; collection demand letters, debt collector phone calls, credit reporting to credit bureaus and legal proceedings including lawsuits.
As with any business, if you are considering hiring Columbia Credit Services, Inc to collect your debts, you should contact their local Better Business Bureau and check their references.
You should be certain that Columbia Credit Services, Inc is abiding by the Fair Debt Collection Practices Act (FDCPA), the main law that regulates collection agencies. You don’t want to damage your reputation or create a liability for you business by using a disreputable debt collector.
You might also want to find out if the California Attorney General has taken any action against them for privacy violations or not abiding by collection agency regulations. You should also know that they are in compliance with all California collections laws including (but not limited to):
- California Collection Agency Bond & Licensing Rules
- California Statute Of Limitations
- California Interest Rates (to avoid usury)
- California Wage Garnishment Exemptions
- California Bad Check Laws (NSF)
Columbia Credit Services, Inc
Columbia Credit Services Inc
rei mcki says
California Wage Garnishment
Up to 25% of the debtor's net disposable earnings. Once the levy has been served on the employer by the sheriff or marshal, it remains in effect until the judgment has been paid in full. Because California is a community property state, the wages of a non-judgment debtor spouse are also subject to levy.