Gess and Associates
6737 Variel Ave
Canoga Park, CA 91303-2879
Gess and Associates
Gess and Associates is an California collection agency. California collection agencies can help businesses, medical practices and facilities that are creditors to collect their accounts receivable. Debt collection help might include; collection demand letters, debt collector phone calls, credit reporting to credit bureaus and legal proceedings including lawsuits.
As with any business, if you are considering hiring Gess and Associates to collect your debts, you should contact their local Better Business Bureau and check their references.
You should be certain that Gess and Associates is abiding by the Fair Debt Collection Practices Act (FDCPA), the main law that regulates collection agencies. You don’t want to damage your reputation or create a liability for you business by using a disreputable debt collector.
You might also want to find out if the California Attorney General has taken any action against them for privacy violations or not abiding by collection agency regulations. You should also know that they are in compliance with all California collections laws including (but not limited to):
- California Collection Agency Bond & Licensing Rules
- California Statute Of Limitations
- California Interest Rates (to avoid usury)
- California Wage Garnishment Exemptions
- California Bad Check Laws (NSF)
Gess and Associates
This behavior may be illegal and prohibited by federal law!
You need to be aware of the Fair Debt Collection Act, which protects consumers from egregious behavior of debt collectors similar to that which you described.
Next time person X calls, tell him that you know your rights under the Fair Debt Collection Act, and that you are (1) recording the conversation and have recorded the others on tape, (2) you are going to him personally and his company to the Federal Trade Commission, (3) if he calls again and acts in that manner, you will file a suit against him and his company for damages under the FDCA, and (4) to provide the terms of the debt in writing.
I have attached a link that answers common questions about the Act. Good luck!