Can a collection agency hit your credit file earlier than notifying you in writing? This dull collection agency negatively hit my credit file without even shiping me anything else! I had to call them and have THEM ship the stuff out! is this right? How can they just hit your credit file without providing you with the chance to dispute it? … [Read more...]
Can the collection agency and the original creditor have seperate items on my credit report for the same debt?
There is a debt i have for a payday develop position and they are indexed on my credit score record. also the gathering agency the debt was despatched to is indexed on my credit score record. Now i have two different pieces indexed on there for a similar exact debt. Is that criminal? What should I do? And is it criminal for that collection agency to not allow me to pay in … [Read more...]