Credit America, a Division of TRAF Group, Inc.

Credit America, a Division of TRAF Group, Inc.

80 West Upper Ferry Rd.
West Trenton, NJ 00000-8628

Credit America, a Division of TRAF Group, Inc.

Credit America, a Division of TRAF Group, Inc. is an New Jersey collection agency. New Jersey collection agencies can help businesses, medical practices and facilities that are creditors to collect their accounts receivable. Debt collection help might include; collection demand letters, debt collector phone calls, credit reporting to credit bureaus and legal proceedings including lawsuits.

As with any business, if you are considering hiring Credit America, a Division of TRAF Group, Inc. to collect your debts, you should contact their local Better Business Bureau and check their references.

You should be certain that Credit America, a Division of TRAF Group, Inc. is abiding by the Fair Debt Collection Practices Act (FDCPA), the main law that regulates collection agencies. You don’t want to damage your reputation or create a liability for you business by using a disreputable debt collector.

You might also want to find out if the New Jersey Attorney General has taken any action against them for privacy violations or not abiding by collection agency regulations. You should also know that they are in compliance with all New Jersey collections laws including (but not limited to):

• New Jersey Collection Agency Bond & Licensing Rules
• New Jersey Statute Of Limitations
• New Jersey Interest Rates (to avoid usury)
• New Jersey Wage Garnishment Exemptions
• New Jersey Bad Check Laws (NSF)

Credit America, a Division of TRAF Group, Inc.